Financial Planning
Financial
planning
that delivers
peace of mind
At PPM Wealth, financial planning starts with smart investing. Working closely with you, we focus on building a plan that takes into account your specific situation, needs and goals. This helps ensure your money goes even further with financial advice and planning that complements your investment strategy. Ultimately, we want to help you secure financial peace of mind for you and your family.
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Retirement Planning
Retirement Planning
After decades of hard work, you’ll want reassurance that you’ll be able to retire when you want to and enjoy it the way you imagined.
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Savings and Investments
Savings and Investments
Whether you’ve built up a pot through hard work and savings, or inherited money from loved ones, you want to know the money is working as hard as possible for you.
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Inheritance Tax and Estate Planning
Inheritance Tax and Estate Planning
We all want to make sure our families are looked after when we’re gone. We can help you reduce your inheritance tax bill and pass on as much of your wealth as possible to your loved ones.
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Tax Planning
Tax Planning
Without good tax planning, you could find your returns diminished by avoidable taxes. We can help you get more from your income and wealth and at the same time lower your tax bill.
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Insurance and Protection
Insurance and Protection
No one likes paying for insurance but having the right protection in place for you and your family means that your carefully made plans don’t have to end if the worst should happen.
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Planning for Business Owners
Planning for Business Owners
Whether you want help extracting profits from your business tax-efficiently, invest the cash within your business, or to insure against the loss of a key employee, we can work with you to ensure your business is working as hard for you as you do for it.
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Cashflow Modelling
Cashflow Modelling
It can sometimes take a leap of faith to trust the amounts you are saving today will be enough for your future plans. Cashflow modelling can help you understand if your plans are on track.
How it works: our financial planning process
How it works: our financial planning process
We get to know you
At our first meeting, we’ll work with you to understand where you are, what you have and what you want. This includes looking at the strengths and weaknesses of your current financial situation and establishing your short, medium, and long-term goals.
You get to know us
This first meeting is also your chance to find out more about PPM Wealth, our services and our people. Financial planning is serious business, so it’s important that you choose an adviser and company that share your values, who you can trust with your money and your family’s financial security.
Creating the plan
Armed with a full picture of your current position, needs and goals, we build your unique plan and investment strategy. We’ll set out all our recommendations in a detailed report and agree everything with you upfront, including fees.
Implementing the plan
We then put the agreed plan to work. We’ll liaise with all the appropriate providers to make sure everything is set up correctly and the right funds are invested in line with your personalised investment strategy.
Monitoring the plan
We know life has a habit of getting in the way of even the best-laid plans which is why we will continue to discuss and review your plan with you to ensure everything is on track, and apply any changes required.
The result:
You get to enjoy financial peace of mind, knowing that we’re working hard to keep it that way.
